Free Kotak Mahindra 811 Saving Account

Kotak Mahindra Bank 811 Savings Account
Open a bank savings account in 5 minutes with Kotak 811. 811 is a zero balance bank savings account offered by Kotak Mahindra Bank. This savings account was inspired by the government’s decision to demonetize high value currency notes last year on 8th November. In a bid to transform the Indian economy into a cashless one, Kotak Mahindra Bank launched 811, a full-service digital banking system on your mobile. Kotak 811 account is for single users. Joint accounts cannot be opened with Kotak 811.
Kotak Mahindra Bank also offers other digital accounts such as 811 Lite Savings Account and 811 OTP Savings Account to cater to the varying needs of its customers. Those without a PAN or Aadhaar number can apply for Kotak 811 Edge account.

kotak 811 saving account

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Features and Benefits of 811 Savings Account
Listed below are the various features and benefits of Kotak Mahindra Bank 811 savings account:
• Zero minimum balance requirement.
• Zero charge for digital transactions.
• Earn a maximum of 6% p.a. on balance over Rs.1 lakh to maximum Rs.5 crores.
• Earn a maximum of 5% p.a. on balance up to Rs.1 lakh.
• Earn a maximum of 5.5% p.a. on balance above Rs.5 crores.
• Instant account opening with Aadhaar card and PAN card details.
• Online shopping can be done using this account as a virtual debit card.
• Using Scan & Pay, you can make payments for in-store purchases.
• Free IMPS, RTGS, and NEFT features for money transfer through NetBanking and mobile banking.
• Using app in app features via mStore, you can book movie tickets (through PVR), shop online (via Flipkart), and book flight tickets (through goibibo).

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